ABLE accounts are helping people with disabilities across the country save money without jeopardizing their benefits, but there are more than 6 million people with disabilities who are not eligible to take advantage of this important savings tool because they acquired a disability after age 25. At the same time, the pool of potential ABLE account holders should be expanded to strengthen the market for state ABLE programs.

The Arc, along with nearly 160 other organizations from across the country, believes that ABLE should be expanded to include more people with disabilities, and has signed onto a letter urging Congress to pass this bill this session.

Beyond the fairness/equity argument for increasing the age of onset, it has now become a financial imperative to pass the ABLE Age Adjustment Act. There are currently thirty-nine states with ABLE programs, yet data collected by the National Association of State Treasurers (NAST) shows that the number of ABLE accounts being opened is much lower than anticipated. The long-term sustainability, availability, and affordability of some ABLE programs for individuals with disabilities are in doubt without this expansion of eligibility (NAST Sustainability Report).


Urge your Senators and Representative to support people with disabilities and their families by cosponsoring the bipartisan ABLE Age Adjustment Act (S. 817/ HR 1874).

Please take a few minutes to call or email your legislators to ask them to support the ABLE Age Adjustment Act (S.817/HR 1874), which would amend Section 529A(e) of the Internal Revenue Code to increase the eligibility for Achieving a Better Life Experience (ABLE) accounts for onset of disability from prior to age 26 to prior to age 46. Together we can advocate to #ExpandABLE and pass the #ABLEAgeAdjustment Act.


For more information about ABLE accounts, please visit the ABLE National Resource Center at